# Dr. Pat Pachciarz®: Clarity (drpatclarity.com)

> drpatclarity.com is the starting point for Dr. Pat Pachciarz®, Founder & CEO of The Pinnacle Group® in Aurora, Illinois, and creator of the DAITT® Advisory Method. It is written for Women in Life Transition: women around 55 planning retirement (trust planning first), widows and heirs, women going through divorce, and caregivers.

- Name: Dr. Pat Pachciarz® (show: The Pursuit with Dr. Pat®)
- Home base: Aurora, Illinois. Serving clients in person in Aurora and virtually.
- Phone: 815-486-0722
- Email: advancedplanners@pinnacle-fp.com
- Method: DAITT® Advisory Method, five disciplines in order: Debt Optimization; Advanced Planning; Private Wealth Investments; Tax Strategy and Tax Filing; Trust Planning.
- How we work: We explicitly show you our value, in writing, before you hire us. If we can't find it or explicitly show you, you don't pay.
- Recognition: MSN Money 2025 Top 10 Entrepreneurs Setting New Standards for Success (published April 25, 2026)
- Also founder of Pinnacle Coordinated Wellness (Aurora, Illinois): Coordinated Functional & Metabolic Clarity.
- Philanthropy: GIVE.BACK.® Foundation
- Writing: The Zihuatanejo Cabin on Substack
- Content is general education, not individual financial, tax, or legal advice.

## Pages
- [Home: start here, who we help, DAITT®, FAQ](https://drpatclarity.com/)
- [Caregiving for aging parents: money, taxes and protecting your own future](https://drpatclarity.com/caregivers-aging-parents/)
- [Trust planning and family governance: the trust, the assets and bringing the kids in](https://drpatclarity.com/trust-planning-family-governance/)
- [Inheritance taxes: do I owe money on what I got left?](https://drpatclarity.com/inheritance-taxes/)
- [Widowhood: money decisions in the first year after losing a spouse](https://drpatclarity.com/widowhood/)
- [Divorce financial planning: the money questions women ask first](https://drpatclarity.com/divorce/)
- [QDRO and QILDRO: dividing retirement plans in an Illinois divorce](https://drpatclarity.com/qdro-qildro/)
- [Pre-retirement planning at 55: trust planning first, then income, health care and taxes](https://drpatclarity.com/pre-retirement-trust-planning/)
- [Social Security for women: retirement, spousal, survivor and divorced-spouse benefits](https://drpatclarity.com/social-security/)
- [Medicare at 65: when to sign up and how it fits your retirement plan](https://drpatclarity.com/medicare/)
- [Tax strategy and tax filing for women in transition](https://drpatclarity.com/tax-strategy/)
- [Privacy note](https://drpatclarity.com/privacy/)

## FAQ on this site
- Who can manage my parent's money if she can't?
- Can I claim my mother as a dependent while I care for her?
- Do I need a trust, or is a will enough?
- How do I bring my kids into the family trust and money conversations?
- Do I owe taxes on money I inherited?
- Can I collect Social Security survivor benefits as a widow?
- How are retirement accounts divided in a divorce?
- What should I do 5 to 10 years before I retire?

## Start here
- [See My Leak Score](https://go.pinnacle-fp.com/see-my-score)
- [Book a Clarity Call](https://calendly.com/advanced-planning-pfp/pinnacle-private-wealth-clarity-and-discovery-session)
- [The Pinnacle Group® (pinnacle-fp.com)](https://www.pinnacle-fp.com/)
- [Dr. Pat Pachciarz® (drpat.co)](https://drpat.co/)
- [The Pursuit with Dr. Pat® on YouTube](https://www.youtube.com/playlist?list=PLqDnLeuaNk3R5gdNwh3rnA4lzN2EvHIeM)

## Profiles
- [LinkedIn](https://www.linkedin.com/in/drpat-pachciarz)
- [Facebook](https://www.facebook.com/ppachciarz/)
- [Messenger](https://m.me/ppachciarz)
- [X](https://x.com/gb_pinnacle)
- [Threads](https://www.threads.com/@gb_pinnacle)
- [Instagram](https://www.instagram.com/gb_pinnacle/)
- [TikTok](https://www.tiktok.com/@gb_pinnacle)
- [YouTube](https://www.youtube.com/@drpat_pinnacle)
- [Pinterest](https://www.pinterest.com/drpatpachciarz/)
- [Substack: The Zihuatanejo Cabin](https://drpatpachciarz.substack.com/)
- [Linktree](https://linktr.ee/Dr.Pat_Pachciarz)